When You Have An Auto Accident

A lot of people on the road are as cautious as could be. You look both ways, use your turn signal, and drive defensively. However, for all of your best efforts, auto body accidents still happen.

It’s your job to be ready in case you have an auto accident. Everyone needs to be ready for this situation to occur. No matter how the accident happened, it is your responsibility to be ready to make sure everyone is not injured, call in medics and police, and have the knowledge necessary to avoid the possibility of experiencing monetary or legal troubles later on.

The best defense to avoid any trouble after a collision is to get ready. According to AAA, "Keeping a pen and paper, non-reusable camera or cell phone camera, and copy of your insurance card easily accessible at all times will help keep you organized and decrease stress moments following a collision."

After stopping your car or truck, Car Craft Oakville recommends all motorists involved in an auto crash follow these steps:

auto body hail damage collision center missouri headlight restoration1. Quickly talk with those involved in the collision to find out if there are any injuries. If medical attention is required, call 9-1-1. If medical attention isn't needed, make sure you are not in imminent danger at the roadside.

2. Before you take time to exchange information, get to a safe place.  If there are no injuries and your vehicle is drivable, safely move to the right or left emergency lane.  Some state laws require drivable automobiles to be removed from the roadway to avoid traffic congestion. Turn on your hazard lights and set out warning flares or reflective triangles. You should never leave the scene of the collision, but find a safe place to be until emergency services get there.

3. The law demands you inform the authorities. No matter what either party says, call the police and file a report. If the cops do not come to the scene to start an investigation, you can file a report by visiting a nearby police department or automobile insurance agency in the days following a wreck. Having a written report on file may help later if a liability claim is submitted.

4. It is very important share and gather information with all parties mixed up in the wreck, including witnesses. Having this on file will help complete any future paperwork or deal with potential problems. Car Craft Oakville suggests that you document:

•   Names

•   Addresses/email address

•   Vehicle Information including makes, models and years for all automobiles involved

•   Vehicle identification/license plate numbers

•   Driver’s license numbers

•   Insurance carriers and policy numbers

•   Take photos of the situation, people involved and damaged cars

5. Your insurance company has to be notified after a crash to start the appropriate claim filing. Many insurance companies have staff available 24/7 and can assist immediately. Having proof of insurance in your car or truck is required by law and makes processing a claim easier if not at home.

6. You've got the right to get your vehicle repaired at the auto body shop of your own choosing. Consider taking it to Car Craft Oakville in Oakville, Missouri, which also serves Mehlville, Arnold, and Lemay, Missouri.

7. If you are tangled up in an accident which involves an unattended automobile or property, take action to inform the owner. If you cannot locate the owner, attach a written notice of the accident to the car or property, being sure to include your contact information and information listed above.

Drivers and owners of motor vehicles must be willing to assume legal and financial responsibility if involved in a crash, do not let your emotions and feelings get in the way of determining who is guilty. Do not allow yourself to be pushed into admitting fault or giving an opinion about the cause of an accident. If you want, you can consult with an attorney before providing a statement.

For additional tips on proper auto body repair or what you should do in the event of an accident, contact Car Craft Oakville in Oakville, Missouri today!